Recently, I had an opportunity to work with NACA (The Neighborhood Assistance Corporation of America). I knew about the wonderful programs they have to assist with loan modifications, I had new clue on the great programs for home ownership. The programs rocks. If you are interested in buying a home anywhere in the US check them out. The web address is www.naca.com . I am a preferred agent within this program. I am currently sending about 10 clients a month to this sight as I believe in their program 100%. Oh by the way they pay ALL your closing cost, the program is income based versus just looking solely at your credit report. Face it, most folks now a days have some credit concerns that make purchasing a home via traditional lenders not possible or just down right difficult. Never fear NACA is here. Check it out!!!! Or you can call/email or text me and I will help.
The UW Huskies look good after the needed bye week. The dawgs came out today with a mindset to win.
The Huskies are looking good. Next week willl be a great game here in the bay. UW vs Stanford.
I am alive!!! After a long hibernation the best time of year is here again, College Football Season.The huskies pulled it out today in a nail bitter again EWU. Way to go DAWGS!!!.
There are so many changes that happened in the off season that I am still confused. I thought we were playing amature sports and getting a college education. Oops that is only in dreamland.
At anyrate we are now the PAC-12. Welcome new schools. I am grateful that we changed the name of the new conference to reflect the number of schools; unlike the Big-10 (really Big 11, unless I missed another mega merger of conferences or trades for financial gain).
Go PAC -12 GO HUSKIES!!!! Bow down to WASHINGTON!!!!
The University of Washington Huskies Football Team (aka MY DAWGS) finished the year in STYLE. I am so very happy about the out come of the football season. Currently, I am reflecting on two other post that I wrote, Holiday Bowl Season and the Remaining Grateful blog. The DAWGS are back in the saddle again as we won our bowl game.
As the PAC-TEN changes to the PAC-12, I wonder if anyone knows where we can buy out dated PAC-TEN items? If you know plesae respond with this information.
Oh, the Husky BBALL team is really solid!!!
November 5th I wrote a quick blog titled Remaining Grateful, during this Holiday (College Football Bowl) Season.
I Remained Grateful and the results are WONDERFUL. The Huskies won the Apple Cup (we had a small scare) and we are going bowling this holiday season. Ironically, we are going to the Holiday Bowl in San Diego. I have gone to this game on several occasions and enjoyed the atmosphere of the game and the City of San Diego.
Remember during this holiday season that “Attitude is everything and gratitude is priceless”.
Recently a client and I were talking about pet ownership. Mrs. L told me of her RESCUE DOG, Tornado Lynn L (Torhie for short). Torhie is part Terrier and part Queensland Heeler. Torhie, is about one and half years old. She was rescued or adopted from a local shelter, here in CA.
Why, am I blogging about this rescue dog? Because it eats vegetables. I have never heard of nor seen such a thing until Mrs. L shared her video with me. It is a video of Torhie eating her carrots. Enjoy!!! I am told she also enjoys FRESH GREEN BEANS. No canned veggies for this wonderful girl.
Oh, if you are considering getting a pet this year during the holidays consider getting a rescue dog, they eat their veggies without crying or an argument.
Hello, as we head into the Holiday Season (aka Collge Football Bowl Season)”Remain Grateful”. Often, once the holidays get close, I am reminded of ALL the “things” that have changed, I don’t have nor like.
For example, my beloved Huskies are not favored this week against the well oiled team of the Oregon Ducks. However, I Remain Grateful that we are doing better than last year. I am seeing my dawgs (aka Huskies) play on TV more than last year. The PAC 10 remains a strong conference with academic prowess.
I don’t have any realistic hopes the dawgs will journey to a bowl game. I could be wrong as there are all kinds of bowl games availabe that I probably forgot about or never acknowledged.
I do relish the likely reality we (the Dawgs) will win the Apple Cup (annual rivalry game between The University of WA vs. Washington State University).
Remember there is always something to remain grateful about during this Holiday (aka Collge Football Bowl Season) Season.
I am so excited to be from the PAC TEN. I have decided to make sure that I declare my pride now while we are still TEN. What an exciting weekend for the PAC. I celebrate the teams of Pacific Northwest most in the PAC TEN as I am a die hard DAWG!!. Who would have ever thought OR would be #3 and Boise State #4 (I know Boise is not in the PAC TEN, they are just from the Northwest) or that the new comer (to the PAC for 2011) Utah would be #10. I digress, look at the how awesome the PAC TEN is Arizona #9, Stanford #16.
I hope the remainder of the season is as fun and exciting as the past weekend. Go HUSKIES!!!!
I am a confused College Sports FAN!!!. Can someone tell me what is going on? Based on the new comments by the BIG-10 conference’s MR. GEE, it would seem that money is the only consideration these days. For example, his colleague in the PAC-10 (of which I am a life time alumna, of a member school) has already declared that academics and tradition have no place when profits are lingering. I am just confused by the hypocrisy involved in these decisions to make super conferences ; or do I dare say NFL Developmental Leagues. (okay that is a topic for another time).
I am sad thinking that college football’s long tradition of AMATURE ATHLETICS IS NOW HISTORY!!! Oh, that’s correct these athletes don’t get paid, they are still being tucked away at night with the notion that the tradition of playing for XYZ and receving and education and a chance to play professional sports was something to dream about; then I think golly gee, aren’t they already earning millions….
To steer clear of loan modification scam artists, homeowners must know the signs of a loan modification scam, which include:
- A company/person that asks for a fee in advance to work with your lender to modify, refinance or reinstate your mortgage. They may pocket your money and do little or nothing to help you save your home from foreclosure.
- A company/person that guarantees they can stop a foreclosure or get your loan modified. Nobody can make this guarantee to stop foreclosure or modify your loan. Legitimate, trustworthy HUD-approved counseling agencies will only promise they will try their very best to help you.
- A company/person that advises you to stop paying your mortgage company and pay them instead. Despite what a scammer will tell you, you should never send a mortgage payment to anyone other than your mortgage lender. The minute you have trouble making your monthly payment, contact your mortgage lender.
These and other signs can be found on the Loan Modification Scam Alert campaign web site – www.LoanScamAlert.org – along with information on how to report a loan modification scam activity and where homeowners can find real help, free of charge, from HUD-approved nonprofit housing counseling agencies.
About the Campaign
NeighborWorks America is coordinating the “Loan Modification Scam Alert” campaign nationwide through its 235 community-based affiliates and other local, state and national partner organizations, including the Department of Housing and Urban Development (HUD), the Federal Trade Commission, the U.S. Department of the Treasury, Fannie Mae, Freddie Mac and the Lawyers’ Committee for Civil Rights Under Law. For more information about the campaign, visit www.LoanScamAlert.org.
All national campaign materials urge homeowners who are contacted or deceived by a scam artist to report it immediately by calling 1-888-995-HOPE(4673) or visiting www.LoanScamAlert.org. The hotline and Web site also connect homeowners to free guidance from a HUD-approved counseling agency.
